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You can also find out about common financial scams on the Financial Conduct AuthorityвЂ™s website.1. If you want to know about scams in your local area, sign up for email alerts on Action Fraud's website. Trading Standards can investigate and take court action against scammers. To find out about scams across the country, you can sign up to the Trading Standards email alert on their website. For example, find out what type of security questions theyвЂ™ll ask if they phone you. Know how your bank operatesД¬heck your bankвЂ™s website to see how your bank will and wonвЂ™t communicate with you. Read our advice on getting your money back after youвЂ™ve been scammed. Pay by card to get extra protection if things go wrong.

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This makes it harder for scammers to access your accounts.ДЇind out how to set up two-factor authentication across services like Gmail, Facebook, Twitter, LinkedIn, Outlook and iTunes on the on the National Cyber Security Centre website. Some websites let you add a second step when you log in to your account вЂ“ this is known as вЂtwo-factor authenticationвЂ™.

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If youвЂ™re worried about remembering lots of different passwords, you can use a password manager. Make sure you have a strong password for your email accounts that you don't use anywhere else. Check whether your accounts have been put at risk on Have I Been Pwned. This means that someone could use your details in a scam. Sometimes your log-in details can be made publicly available when a website is hacked. Check if your details have been shared online

If you come across sites that ask for this type of information without an obvious reason, check theyвЂ™re legitimate. They can use this information to hack your accounts. Some scammers try to get your personal information вЂ“ for example, the name of your primary school or your National Insurance number. Be careful about giving personal information away

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Make sure your antivirus software is up to date to give you more protection. Doing this could infect your computer with a virus.

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DonвЂ™t click on or download anything you donвЂ™t trustДonвЂ™t click on or download anything you donвЂ™t trust - for example, if you get an email from a company with a strange email address. ItвЂ™s worth looking for reviews on different websites вЂ“ donвЂ™t rely on reviews the company has put on its own website.ДЄlso, donвЂ™t rely on seeing a padlock in the address bar of your browser - this doesnвЂ™t guarantee youвЂ™re buying from a real company. The companyвЂ™s address should have a street name, not just a post office box.Д¬heck to see what people have said about the company. If youвЂ™re buying something on a site you haven't used before, spend a few minutes checking it вЂ“ start by finding its terms and conditions. This will tell you if they're a registered company or not. You can search for a company's details on GOV.UK. There are things you can do to protect yourself from being scammed online. They'll give you advice about what to do next. If youвЂ™re not sure if something is a scam, contact one of our scams advisers. If you havenвЂ™t been scammed but youвЂ™ve seen something you think is a scam, you should report it. If youвЂ™ve given away money or information because of a scam, there are things you should do. You have other rights if you think youвЂ™ve overpaid. Usually, a scam will involve theft or fraud. Paying more for something than you think itвЂ™s worth isnвЂ™t the same as being scammed. If you think youвЂ™ve paid too much for something you haven't had written confirmation of what's been agreed.youвЂ™ve been asked to give away personal information like passwords or PINs.you've been asked to pay in an unusual way вЂ“ for example, by iTunes vouchers or through a transfer service like MoneyGram or Western Union.youвЂ™ve been asked to transfer money quickly.

you suspect youвЂ™re not dealing with a real company вЂ“ for example, if thereвЂ™s no postal address.

someone you donвЂ™t know contacts you unexpectedly.

it seems too good to be true вЂ“ for example, a holiday thatвЂ™s much cheaper than youвЂ™d expect.